Another Day, Another 850 Afghan Children Dead

Another Day, Another 850 Afghan Children Dead | War Is A Crime .org

Bamiyan Diaries – Day Five
By David Smith-Ferri

“Is This Normal?”

In a small storage shed at the edge of town, we watched as fourteen-year-old Sayed Qarim signed a simple contract agreeing to borrow and repay a no-interest, 25,000 afghani loan (roughly $555). Daniel from the Zenda Company, the loan originator, counted out the crisp bills and handed them to Qarim, who smiled broadly and shook hands. Qarim, whose family farms potatoes and wheat, plans to use the funds to purchase a cow and her calf. “There are great benefits of owning a cow,” Qarim explains. “Our family gets to use the milk, and we can sell the calf for a good profit.”

No one walking by outside on the narrow dirt road would have known an important business transaction had just occurred, one that could in fact help a young man and his family gain economic traction and greater security. The transaction didn’t take place in a bank. No village leaders were present. Only a fourteen-year-old boy, the representative of a private business company, and a witness. And while the signed agreement constitutes a business relationship, the Zenda Company sees it as primarily personal.

Qarim was recommended for a loan by Faiz and Mohammad Jan, two other young men who live in his village and who have themselves recently received and repaid loans. Following this recommendation, Zenda spent much time getting to know Qarim, meeting with him, assessing his knowledge, his resources (such as access to grazing land), and his character, answering his questions, and describing to him his responsibilities as a borrower.